Dependable, experienced fee only agents are hard to find - here I am at your service. I have over 17 years experience within the insurance & financial products industry; and, I have formed & operated CVQ Inc as a fee only planning agency since 1997. Commissioned agents & salespeople are mainly interested in pointing you in the direction where it benefits them the most, mainly through huge fees & commissions when they sell their product. With so many excellent funding vehicles available within the financial services industry, don't rely on only one company's products all the while making your agent huge bonuses & commissions off of your money. I once worked under these conditions so I know first hand how ridiculous some of these commissions are, and they come straight out of your pocket. This is why I left and started my own firm. A real fee only firm whose advice you could follow without worrying whether your advisor really had your interests at heart and not their own. Unfortunately, many of these realizations come after a painful financial lesson.

"At your service - no hidden fees, no high commissions" - EJH